Personal Loan

Why Choose Our Personal Loans?

• High Loan Amounts: Borrow up to [X%] of your property value.

• Flexible Tenures: Repayment periods of up to [Maximum Years].

• Competitive Interest Rates: Save more with low EMI options.

• Quick Approvals: Get your loan approved in as little as [24–48 hours].

• Continued Ownership: Use your property without disrupting its use.

Types of Personal Loans We Offer

1. Loan Against Residential Property: Use your home as collateral to meet financial needs.

2. Loan Against Commercial Property: Unlock funds using your office or shop as security.

3. Lease Rental Discounting (LRD): Avail loans against rental income from leased properties.

4. Balance Transfer: Transfer your existing mortgage loan to us and save on interest rates.

Features & Benefits

• Loan Amount Range: [Minimum to Maximum Loan Amount, e.g., ₹5 Lakhs to ₹10 Crores]

• Interest Rate Type: Fixed or floating rates available.

• Multi-Purpose Use: Use the loan for education, medical expenses, business expansion, or any other purpose.

• Partial Disbursement: Avail funds in parts based on your needs.

  Documents Required

  Identity Proof: Aadhaar, Passport, or Driving License
  Address Proof: Utility Bills, Rental Agreement, etc.
  Income Proof: Salary Slips, Bank Statements, or Tax Returns
  Property Documents: Title Deed, Property Valuation Report, and Encumbrance Certificate

  How It Works

  Step 1: Submit Your Application
  Apply online or visit our branch with your property details and financial documents.

  Step 2: Property Evaluation
  Our experts assess your property’s market value to determine the loan amount.

  Step 3: Approval & Documentation
  Once approved, complete the paperwork for final processing.

  Step 4: Disbursement
  The loan amount will be credited to your account or directly to the designated purpose.

  FAQs

  Q: What is the maximum loan I can get against my property?
  A: You can get up to [X%] of the current market value of your property, depending on your profile and requirements.

  Q: Can I prepay my loan before tenure ends?
  A: Yes, we offer flexible prepayment options with minimal or no penalties.

  Q: Is insurance mandatory for a mortgage loan?
  A: Property insurance may be required to safeguard your asset during the loan tenure.

  Apply for a Mortgage Loan Today

  "Access the funds you need without selling your property. Start your application now!"
  

Need funds for personal or business use? A Personal loan is your ideal solution. Secure financing by pledging your property while continuing to enjoy ownership. With attractive interest rates, flexible terms, and easy processing, accessing funds has never been this simple.